Amica Insurance Has Advice About Christmas Trees

December 10th, 2011 No comments

Will your family be celebrating Christmas with a real tree this year? Amica Insurance has some excellent advice for finding, and caring for, your Christmas tree. Following this advice is a good way to make your celebration safer, and more pleasant.

A beautifully decorated Christmas tree is the centerpiece of the season. You will see them in stores, churches, and in people’s homes at this time of year. Most retail stores will select an easy to care for plastic Christmas tree to put up. Many families, however, have traditions that include selecting a real Christmas tree.

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Questions to Ask Your Health Insurance Company Before You Travel

November 26th, 2011 No comments

Don’t assume that your regular health insurance plan will help you when you travel abroad on vacation or business. It’s important to check before you leave. It is more than likely that you will need an international medical insurance plan because most health plans don’t cover international travel like a travel insurance plan will.

Ask your health insurer, will my policy be valid outside the United States? Will my policy cover medical emergencies like treatment in hospital abroad or evacuation in an air ambulance?

Also ask if your policy covers you for injuries sustained during activities like scuba diving, climbing and parasailing. You n

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Troy Renters Insurance – Free Renters Insurance Quotes Online in Troy

November 18th, 2011 No comments

Troy renters insurance is almost non-negotiable for anyone who rents an apartment in New York or elsewhere in the country. If you are going through a divorce, moving may be the last thing that you want to think about. If you are renting an apartment in Troy, whether it is a new place or the apartment you were previously living with your former spouse, you will need to either get a Troy renters insurance policy or update your previous Troy renters insurance policy.

Renters Insurance After Divorce

If you are staying in the apartment that you were living in before you got divorced, at least you won’t have to move.

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What is the difference between keyman life insurance and critical illness insurance?

November 6th, 2011 No comments

The reason many people take out life insurance is to ensure that their families and the people that rely on them will be financially protected should they fall critically ill or pass away. However, this kind of policy does not cover the insured persons role in a business, where they may be considered an integral member of the team.

It is not unusual for people to confuse life insurance with something known as keyman life insurance. The main difference between these is fairly obvious, however, as the first is a personal insurance policy whilst the latter is a corporate one.

You can still see similarities in these two policies, however, such as the way they are both designed to provide financial protection should a key person become seriously ill or die.

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Should Smokers Pay More for Health Insurance?

November 1st, 2011 No comments

There are a lot of employers, all across the United States, that are doing something new with their employer sponsored health insurance plans. Non-smokers are offered lower premiums than what is offered to smokers. Is this fair? A poll shows what the majority of Americans think about this issue.

Health insurance is expensive. Everyone who has ever tried to find an individual health insurance plan discovers this truth very quickly. Every employee who has had their employer take more out of their paycheck, in order to pay for health insurance premiums, is aware of this as well.

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TIAA-CREF Life, M Financial sign joint insurance marketing deal

October 26th, 2011 No comments

TIAA-CREF Life Insurance Co. a financial services company with offices across the U.S. and Canada have formed a life insurance marketing agrement.

TIAA-CREF and M Financial Group announced the exclusive agreement to offer TIAA-CREF Lifes life insurance products to M Financials 130 member firms and their clients.

Through this relationship, TIAA-CREF Life will gain access to M Financials ultra high-net worth client base, significantly expanding its distribution network, officials of the companies said in a statement. TIAA-CREF Life also will develop a series of proprietary life insurance products that will be sold exclusively through M Financial and its affiliated licensed producers.

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