Federal Employees Health Insurance
Posted on August 25th, 2010
What Benefit Programs Are Offered?
You might be surprised to know that there are a lot of options for you to insure yourself as a federal employee. There is an entire program, The Federal Employees Health Benefits Program, that is dedicated to making sure you are properly insured. This program, known as FEHB, will give you lots of choices in health plans. You will want to carefully select the health insurance plan that works best for you, and the OPM.gov website makes it very easy to compare your plan options with what you have now and will help you find the best coverage for your family.
Blended life insurance: more policy for less cash
Posted on August 25th, 2010
Blended life: best of both worlds? Life insurance gives you peace of mind but can also cost a bundle, especially if you want a policy that covers you throughout your lifetime. A way to defray those costs is to take out a blended life insurance policy, which combines term life insurance with permanent life insurance, with the goal of the policy eventually becoming permanent coverage entirely. It will cost you less in annual premiums but does have some drawbacks.
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5 canny steps to clunker car coverage
Posted on August 21st, 2010
Car insurance for your clunker There are plenty of reasons to love your “vintage” car. It’s inexpensive to maintain, unattractive to thieves, and as the bumper sticker says, “Don’t laugh, it’s paid for!” But unless it’s a collectible, your clunker may be taking you for a ride in unnecessary car insurance premiums. Of the three main components of an auto insurance policy — liability, collision and comprehensive (or “comp”) coverage — the latter two may be expendable on your older car.
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M&S home insurance: don’t leave homes vulnerable to holiday thieves
Posted on August 20th, 2010
M&S home insurance is urging households heading away on holiday this summer not to leave their empty homes vulnerable to opportunistic thieves. Of the 69 per cent of Brits who will have spent at least one night away from home in August, 51 per cent will be leaving the house empty, without anyone to keep an eye on things while they are away, M&S home insurance has found. These homes could be potential targets for thieves who take advantage of the summer holidays when people are away from their homes, and 24 per cent of people going away this month said they would not ask anyone to check on their property while it is empty. Read more…
Tricare Providers
Posted on August 19th, 2010
Tricare Coverage
Tricare is the health insurance option offered to:
- Active duty military personnel
- Retired military
- Activated Guard and Reserve forces
- Dependents of eligible personnel
Active duty families who primarily utilize the medical facilities provided on military installations may not realize that Tricare providers are available through civilian venues as well. Depending on the military installation, Tricare beneficiaries may find themselves referred to an off-base civilian provider for medical services.
Spreading the cost of car insurance can push up premiums
Posted on August 18th, 2010
Some drivers who pay their car insurance by direct debit could end up paying more than they bargained for because not all car insurance providers are clear about the costs of paying monthly. Car insurance providers should clarify the cost of paying by direct debit, according to financial research company Defaqto, which has released a report addressing the challenges currently facing the car insurance sector. Monthly instalments offers motorists a way of budgeting for their car insurance more easily, instead of having to pay the entire premium in one go; some insurers do not charge extra for this, but others do, with an average added cost of between eight and 11 per cent on top of the original premium. Read more…