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Car Insurance Minimums By State

Posted on May 23rd, 2010

Nearly every state in the U.S. has a minimum auto insurance coverage requirement for drivers. Only residents of New Hampshire, the “Live Free or Die” state, can drive legally without paying for car insurance. Liability insurance is the minimum auto insurance coverage required by many states, but coverage requirements vary from state-to-state. For example, the state of Wisconsin requires drivers to carry liability, uninsured, underinsured and first party medical expenses coverage.

Understanding liability coverage numbers

Liability coverage is often expressed as a set of three figures, such as 25/50/25 or 10/20/10.

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The Buzz: ‘Cougar’ Growls Over Auto Insurance Measure

Posted on May 22nd, 2010

Opponents of Proposition 17 have leveled yet another charge of discrimination against Mercury Insurance, the auto insurer bankrolling the June 8 ballot measure to allow companies to use coverage history in determining insurance rates.

The latest alleged victims? Cougars.

They don’t mean Mercury Cougars. They don’t even mean big cats. They’re talking about women of a certain age married to younger men.

Cougar dating expert Lucia – apparently no last name needed – headlined a Los Angeles news conference Thursday at Mercury Insurance on Wilshire Boulevard, sponsored by the No on 17 campaign.

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Buy Car Insurance Online– A Few Tips To Get You Started

Posted on May 21st, 2010

This article seeks to give you a solid knowledge base regarding the subject matter at hand, no matter what your previous experience on the topic.

There is a large storeping mall online for car insurance. You can buy car insurance online if you understand the treat. You have to accuscalely arrive your rating information to an online car insurance quoting website. Your accuracy is essential because the records that you give will ascertain the scale. correct and full rating information is a must if you are badly considering export car insurance online. The treat will educate you about your own insurance and will give you confidence to store online in the upcoming.

Heres what you require

1.

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Using credit scores to set car insurance premium rates

Posted on May 20th, 2010

When you look around your neighborhoods, it’s hard to find any good news. Friends and neighbors may have lost their jobs or be on short-time. There are foreclosed properties on every street. Shops and businesses have been closing down with increasing frequency. These are the signs of a real recession where unemployment and poverty stalk the land. The cause of all this pain is not hard to find. We have all been living beyond our means. When the banks and credit card companies offered us more money to borrow, we just took it. Why bother to save when the value of our homes only goes up? Let’s plan for our retirement by borrowing cheap money and buying stocks and other more risky investments. No-

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Condo Owners On Shaky Ground

Posted on May 18th, 2010

Deciding whether or not to buy earthquake insurance is a dilemma for California homeowners, but it’s doubly difficult for condominium and town home owners.

Condo dwellers can buy quake insurance that covers the interior of their unit and certain other expenses.

Homeowners associations can buy insurance that covers the building and other common areas, but nothing inside units. To be fully protected, a unit owner needs both.

If unit owners buy coverage for themselves, but the HOA has not purchased it for the building and it is destroyed, the owners might have nothing to come home to.

“This is an Achilles’ heel,” says Darcy Herberick, a condo owner in Alameda.

Herberick pays $1,030 a year for a California Earthquake Authority policy that covers her unit.

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avgjob says “You are in good hand with Allstate, as long there is no claims” about Allstate Insurance

Posted on May 17th, 2010

   This is a company that became monster by just getting people’s money and not paying or under paying  claims, You need to have lots of time in your hand to fight them at the end, they will still come out winner. my house hot hit by hail storm, adjuster inspected and agreed to pay for replacement of damaged roof. they only paid 25% of replacement cost, can’t find any contractor willing to do the work with that price, even metrials alone cost twice what they paid. Got  6 (Six) different estimate mailed it to them, they said we only pay what our “experienced” adjuster said. after two month of phone calls and back and forth, I gave up. goi

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