The US Department of State can offer some help to US citizens in the event of an emergency situation overseas. However, the help offered doesn’t cover you completely and you also need international travel insurance. Protecting yourself with international travel insurance is essential for a number of reasons.
In certain situations, the US government only provides information and advice so if you need to leave the area where you are staying you are responsible for organizing your transport and accommodation. Without travel insurance you may find it difficult to pay for new hotel rooms or, if you miss your flight, another flight home.
In other situations, the US State Department recommends its citizens leave the affected country and will then provide departure assistance if commercial transportation is not available. However, you will need to pay for both these forms of transport.
If you have no money at the time, you can still leave on US transportation but you must pay back the US government for your fare. If you have international travel insurance, you can claim money back for your costs in the event of a natural disaster or terrorism event.
In a last weekend of frenzied campaigning before the June 8 primary, candidates for statewide office marshaled last-minute ads, attacks – even visits from Karl Rove and a fictional “Queen Meg” – to appeal to voters in what’s been a record-breaking season of political spending.
GOP billionaire and former eBay CEO Meg Whitman, who has spent a stunning $81 million on her gubernatorial primary effort, dropped a few more dollars Sunday by offering free barbecue and live music to supporters who showed up at rallies in Madera and Sacramento.
Whitman, boosted in recent polls suggesting she’s got a 2-to-1 lead over State Insurance Commissioner Steve Poizner, was accompanied by former Gov. Pete Wilson
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Nearly every state in the U.S. has a minimum auto insurance coverage requirement for drivers. Only residents of New Hampshire, the “Live Free or Die” state, can drive legally without paying for car insurance. Liability insurance is the minimum auto insurance coverage required by many states, but coverage requirements vary from state-to-state. For example, the state of Wisconsin requires drivers to carry liability, uninsured, underinsured and first party medical expenses coverage.
Understanding liability coverage numbers
Liability coverage is often expressed as a set of three figures, such as 25/50/25 or 10/20/10.
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